Key Facts

Commonwealth Bank of Australia (CBA) serves as a secondary banking provider for Pride of Our Footscray, specialising in cash deposit operations.

Primary Function

Commonwealth Bank is used specifically for physical cash deposits, where it offers superior facilities compared to the organisation’s primary banking provider, Westpac. This includes better in-person cash handling capabilities and deposit infrastructure at Footscray branch locations.

Banking Relationship

  • Primary banker: Westpac
  • Secondary banker: Commonwealth Bank (cash deposits only)
  • Account type: Operating account for cash management

Reconciliation Implications

The use of two separate banking institutions creates a dual-bank reconciliation requirement. Cash deposited at Commonwealth Bank must be:

  1. Tracked separately from direct Westpac deposits
  2. Reconciled against both Westpac bank statements and Commonwealth Bank records
  3. Matched to corresponding Westpac deposits (typically within 1–2 days) to ensure all cash in and out is accounted for

This dual-bank model increases reconciliation complexity but enables optimisation of cash handling costs and facilities.